Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing or using the DefiLords AI platform ("Platform"), including the smart contracts, web interface, and related services, you agree to be bound by these Terms of Service. If you do not agree, do not use the Platform.

2. No Financial Advice

Nothing on this Platform constitutes financial, investment, legal, or tax advice. All content is provided for informational purposes only. DefiLords AI does not act as a fiduciary, broker, dealer, or investment advisor. You are solely responsible for your own investment decisions.

3. Non-Custodial Protocol

DefiLords AI is a non-custodial protocol. Your funds are held in audited smart contracts on public blockchains. DefiLords AI never takes custody of your assets. You retain full ownership and control of your funds at all times and may withdraw at any time subject to on-chain conditions.

4. Eligibility

You must be of legal age in your jurisdiction to use this Platform. By using the Platform, you represent that you are not located in a jurisdiction where use of DeFi protocols is prohibited, restricted, or requires a licence not held by DefiLords AI.

5. No Warranties

The Platform is provided "as is" and "as available" without warranties of any kind, express or implied. DefiLords AI does not warrant that the Platform will be uninterrupted, error-free, or free from exploits or vulnerabilities. Past yield performance does not guarantee future results.

6. Limitation of Liability

To the maximum extent permitted by law, DefiLords AI and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including loss of funds due to smart contract exploits, market conditions, bridge failures, or protocol insolvency.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to conflict of law principles. DefiLords Finance is a legally registered entity in Wyoming, USA.

Risk Disclaimer

Please read carefully before depositing funds.

DeFi protocols carry significant risk. You may lose some or all of your deposited funds. Only deposit what you can afford to lose.

Smart Contract Risk

Despite audits and circuit breakers, smart contracts may contain undiscovered vulnerabilities that could result in partial or total loss of funds. No smart contract is guaranteed to be exploit-free.

Market & Volatility Risk

The value of crypto assets can fluctuate significantly. Yield rates are variable and not guaranteed. Past APY figures are not indicative of future performance.

Impermanent Loss

Liquidity provision strategies (dlFLOW, dlLP, dlGROWTH) are exposed to impermanent loss. If the price ratio of pooled assets changes significantly, you may receive less value than originally deposited.

Bridge & Cross-Chain Risk

Cross-chain bridging via LayerZero, Wormhole, Across, and other protocols introduces additional risk. Bridge exploits have historically resulted in significant fund losses across the industry.

Stablecoin Depeg Risk

Strategies involving USDC or other stablecoins carry the risk of depeg events. While circuit breakers monitor for depegs, a sudden or severe depeg may result in losses before automated protections activate.

Liquidity Risk

Under certain market conditions, withdrawal of funds may be delayed or subject to slippage. Reserve ratios are maintained to manage this risk but do not eliminate it.

AI & Keeper Risk

The AI allocation engine and keeper bot are software systems subject to bugs, downtime, and unforeseen market conditions. On-chain hard limits (RiskPolicy contract) constrain AI actions, but cannot fully eliminate operational risk.

Regulatory Risk

The regulatory landscape for DeFi is evolving. Future laws or regulations may restrict access to this Platform or affect its operation. DefiLords Finance is registered in Wyoming, USA, but regulatory changes in your jurisdiction may affect your ability to use the Platform.

No Insurance

Funds deposited on this Platform are not insured by any government body, the FDIC, SIPC, or any private insurance scheme. There is no recourse for losses beyond what the smart contracts themselves provide.

DefiLords Finance · Registered in Wyoming, USA · admindefylords@protonmail.com